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Terms of Use


  1. Agreement

    1. PeakLoad, incorporated as BUSBAR FINANCIAL MEDIA, LLC. If you wish to use this website (the Site), you must first read these terms of use (Terms) carefully and agree to them. You may not use the site if you do not agree to these terms.
    2. By using the Site, you will be deemed to have accepted the Terms. The Terms constitute a binding legal agreement between you and us, and incorporate our privacy policy and our disclaimer. Where you are accessing the Site and/or Service during the course of your employment by an organization which has validly entered into an agreement with us for the use of the Service ( Agreement), you will also be deemed to have accepted, and be bound by, these Terms.
    3. References to Clauses are (unless otherwise provided) references to the clauses of these Terms. Words in the singular include the plural and in the plural include the singular. Use of any gender includes all other genders. A reference to a particular law is a reference to it as it is in force for the time being taking account of any amendment, extension, application or re-enactment and includes any subordinate legislation for the time being in force made under it. References to including and include(s) shall be deemed to mean respectively including without limitation and include(s) without limitation.
  2. Registration

    1. You represent and warrant to us that any and all information provided by you (including any information you provide on registering for use of the Service) is true, accurate and complete. You undertake to notify us promptly of any changes to such information. You agree not to impersonate any other person or entity or to use a false name or a name that you are not authorized to use. We reserve the right to decline any application from you to register as a user of the Service in our sole discretion and/or to suspend your use of the Site and/or the Service where we in our sole discretion believe that you are in breach of this clause 2.
  3. Access & Fees

    1. In order to enhance user experience, you agree that we may change the structure, content and nature of the Site at any time without notice to you.
    2. If we (in our sole discretion) determine that your bandwidth usage exceeds a reasonable level we may control your use of the site by reducing or preventing your access.
    3. ONLY A SUBSCRIBER’S “PERMITTED USERS” ARE ALLOWED TO DIRECTLY ACCESS THE DATABASE AND SUBSCRIPTION SERVICES ONLY A FULL-TIME EMPLOYEE OF SUBSCRIBER’S SPECIFIED TEAM, DEPARTMENT AND/OR OFFICE ARE ALLOWED TO BE PERMITTED USERS
    4. Invoices will be issued promptly after an agreement/contract is signed, Payment terms are net 30 from the date of invoice
  4. Privacy

    1. Your use of the Site, including any registration process, may involve your disclosure to us of personal data (Name, Title, contact details and company/ team name) PeakLoad will keep this information private in accordance with privacy laws
    2. In the event that you do so disclose such personal data you:
      1. warrant and represent to us that you have secured all consents and permissions, and have taken all actions necessary, as may be required by applicable law for the purposes of disclosure to us and subsequent use by us of any such data relating to third parties in the provision of the Site
      2. in relation to any personal data relating to you, you consent to the use of such personal data in accordance with our privacy policy.
  5. Restrictions on Use

    1. You acknowledge that all content and materials provided by PeakLoad are proprietary and intended solely for use by the contracted teams specified in this agreement. If the Customer chooses to share any of PeakLoad’s content or information—whether directly or indirectly—in external communications, including but not limited to marketing materials, pitchbooks, social media posts, or other public or private presentations, the Customer is required to properly cite PeakLoad as the source of the information.
    2. You agree not to access (or attempt to access), monitor and/or copy any of the Site through any automated means, including use of agents, robots, spiders, scripts or web crawlers.
    3. You agree that you will not engage in any activity that interferes with or disrupts the Site, or the servers and networks which are connected to the Site.
    4. You shall only use the Site, the Service, and any database accessed through the Site (each such a Database & Articles) for your own private purposes (save to the extent that we otherwise agree in writing). By way of example, you shall not copy all or part of the contents of the site or any Database for the purpose of making those contents available to third parties without our(PeakLoad’s) prior written consent. You acknowledge that each Article & Database has been created through the expenditure of substantial time, effort and money and constitutes valuable intellectual property of PeakLoad. Where you access the Service and/or any Database pursuant to the terms of a valid Service Agreement, you may use any copies of search output in accordance with the terms of such Service Agreement and solely for your internal business purposes.
  6. Intellectual Property

    1. The Site contains a range of information (including text, data files, video, audio and graphics and other content) (Content) which is protected by copyrights, trademarks and other forms of Intellectual Property Rights recognized and protected by national and international laws. You agree to comply with all such laws as are applicable to you.
    2. Except as permitted by these Terms, you may not copy, or make any use of any part of the Site (or the Service and/or of any Database) or use any Content for any purposes. In particular you may not modify, rent, lease, loan, sell, distribute or create derivative works based on the Content (either in whole or in part) unless you have been specifically permitted to do so by us
    3. You may not use any of the trademarks, trade names, service marks, copyrights, logos, domain names and other distinctive brand features belonging to us or any third party unless you have valid written permission to do so. You agree not to alter, remove or obscure any proprietary rights notices (including copyright and trademark notices) which may appear in or be held within the Site.
    4. You agree that you are solely responsible for any Content that you create, transmit or display while using the Site and for the consequences of your actions (including any loss or damage which we may suffer) by doing so. You agree that we have no responsibility for policing how such Content is used: you are responsible for protecting and enforcing any such right.
    5. In these Terms Intellectual Property Rights shall mean all intellectual property rights wherever in the world arising, whether registered or unregistered (and including any application), including copyright, database rights, patents, patent applications, patent rights, rights in designs, trademarks, trademark applications, trademark registrations, trademark rights, trade secrets and all other intellectual property and proprietary information rights as may exist now or hereafter come into existence, all modifications, continuations, renewals and extensions of the foregoing, and all claims, actions, causes of action, damages, costs, expenses, profits, penalties, recoveries and remedies relating to any past, present or future infringement of any of the foregoing, arising under the laws of any country, state or jurisdiction in the world.
  7. Term and Termination

    1. These Terms commence at the start of the contract(Agreement) date, and last for the duration of your subscription.
    2. We may terminate our relationship with you immediately on giving written notice to you if any of the following occurs:
      1. you commit a breach of any of these Terms; (where you are a body corporate or a partnership), if you present a petition or has a petition presented by a creditor for your winding up, or convene a meeting to pass a resolution for voluntary winding up, or enter into any liquidation (other than for the purposes of a bona fide reconstruction or amalgamation), or have a receiver or administrator appointed over all or any of your undertaking or assets; (where you are an individual), if you commit any act of bankruptcy or insolvency, or make or negotiate any composition or arrangement for the benefit of your creditors; or
      2. where we believe we are required to terminate our relationship with you by law (including where the provision of the Site and/or the Service is, or becomes, unlawful);
    3. Termination shall not affect any accrued rights of either you or us existing as at the date of termination. Clauses 2, 4, 6, 7, 8, 9, 12, and 14 shall remain in full force and effect notwithstanding termination of these Terms.
  8. Exclusion and Limitation of Liability

    1. Nothing in these Terms, including this clause 8, shall exclude or limit any warranty or liability which may not be lawfully excluded or limited by applicable law, including liability for fraud or for death or personal injury caused by its negligence.
    2. You expressly understand and agree that your use of the Site is at your sole risk and that the Site is provided as-is and as-available.
    3. In particular, we, our subsidiaries and affiliates, and our licensors, do not represent or warrant to you that:
      1. your use of the Site (including its use in conjunction with any other software) will meet your requirements;
      2. your use of the Site will be uninterrupted, timely, secure or error-free;
      3. any information obtained by you as a result of your use of the Site will be accurate or reliable
    4. Any material downloaded or otherwise obtained or accessed through the use of the Site is done at your own discretion and risk, and you will be solely responsible for any damage, loss, or prejudice to your computer system or other device or loss of data that results from the download or access of any such material.
    5. No advice or information, whether oral or written, obtained by you from us or any of our subsidiaries, affiliates, officials, employees, or personnel, or through or from the Site shall create any warranty not expressly stated in the Terms. Whilst we obtain information for inclusion in the Site in good faith from sources which we consider to be reliable, you acknowledge that the contents of the Site are based on information supplied to us by third parties and are not independently verified by us. The Site is not intended to provide tax, legal or investment advice. We shall not be under any liability whatsoever in respect of any inaccuracies or omissions in the Site, nor for any delays in updating the same. All such liability is excluded by us to the fullest extent permitted by law.
    6. You expressly understand and agree that we shall not be liable to you for:
      1. any direct, indirect, special, incidental or consequential loss or damage which may arise in respect of the Site and/or its use or non-availability;
      2. loss of profit, business revenue, goodwill and anticipated savings:
      3. any trading or other losses which you may incur as a result of use of or reliance upon any content;
      4. the deletion of, corruption of, or failure to store, any Content and other communications data maintained or transmitted by or through your use of the Site;
      5. any effect which use of the Site may have on any software you use in conjunction with the Site;
      6. the deletion of, corruption of, or failure to store, any Content and other communications data maintained or transmitted by or through your use of the Site; and/or
      7. your failure to keep any password employed by you in your use of the Site secure and confidential.
    7. The limitation on our liability to you in Clause 8.7 above shall apply whether or not we have been advised or should have been aware of the possibility of any such losses arising.
    8. You agree and acknowledge that you are in a better position than us to foresee and evaluate any potential damage or loss which you may suffer in connection with the use of the Site, Service and/or any Database; that we cannot adequately insure its potential liability to you.
    9. We do not guarantee that our Site will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform to access our Site. You should use your own virus protection software.
    10. You must not misuse our Site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorized access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site. You must not attack our Site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990.
    11. References in this Clause 8 to the Site shall be deemed to include references to the Service and/or to any and all Databases
  9. Third Party Software

    1. In order for you to make full use of the Site, the Service and/or any Database it may be necessary for you to use particular computer equipment or to download or install certain pieces of software. If you are unable to access all or part of the Site because you do not have access to any necessary software or equipment, this shall not constitute a breach of these Terms by us and we shall not be liable for any loss, damage or expense which may result from your inability to access the site, Service and/or Database.
  10. Links

    1. We reserve the right to refuse applications to link to our Site from people or organizations that we consider unsuitable. For further information or to request permission to link to the Site please contact us.
    2. The Site may contain links that make it easy for you to visit other websites. We do not have any control over these sites, and we are not liable for any loss or damage which may be incurred by you as a result of the availability of those external sites or resources, or as a result of any reliance placed by you on the completeness, accuracy or existence of any advertising, products or other materials on, or available from, such sites or resources.
  11. Confidentiality

    1. You shall keep confidential, shall not use for any purpose not permitted in these Terms and shall not disclose any password employed by you in your use of the Site
  12. General

    1. You shall not assign, transfer or sub-license any of your rights to use our site under these Terms.
  13. Law and Jurisdiction These Terms shall be construed in accordance with New York Law

  14. Contact

    1. Questions, comments and requests regarding these Terms are welcomed should be addressed to [email protected]

Last updated 28 Oct 2024